As fiduciaries, we act in your best interest.
The fiduciary standard was established as part of the Investment Act of 1940. Investment advisors are bound to this standard, and are regulated by the SEC and the state securities regulators. This standard requires investment advisors to put their client's interests above their own.
Our fiduciary responsibility to you simply means that we are legally bound to act in your best interest. By law, we must exercise a duty of care and loyalty to you with respect to every decision we make in managing your money and in the advice we provide to you. Our investment advice must be made using accurate and complete information. We must avoid any conflicts of interest, as best as we can, and must disclose any potential conflicts to our clients. It is required that we place trades under a best execution standard, meaning we must strive to trade securities efficiently and at a low cost.
We embrace the Code of Ethics outlined by Cambridge Investment Research, our broker-dealer and asset management firm. In summary, this Code of Ethics is enforced "to ensure that no one is taking advantage of their position, or even giving the appearance of placing their own interests above that of the accounts, clients, and shareholders we are serving. In this regard, Section 204A of the Investment Advisers Act of 1940 (“Act”) requires investment advisers to establish, maintain, and enforce policies designed to prevent the misuse of non-public information by the investment advisor and its supervised persons. Moreover, Section 206 of the Act, among other things, prohibits investment advisers from engaging in any device, scheme, or artifice to defraud any existing or prospective client. In compliance with Sections 204A and 206 of the Act, this Code of Ethics contains provisions reasonably necessary to eliminate the possibility of the misuse of non–public information and/or fraud against any existing or prospective client. This Code also prohibits all supervised persons from trading in any securities listed on the Restricted Trading List without prior written approval." The full Code can be found here.
We promise to...
Be open, honest, and forthright in all matters.
Provide unbiased, high-quality service to each client.
Be ethical in the performance of our duties.
Respect the concerns and views of our clients.
Do what is best for each client.
Accept only those clients where we believe we can add value to their present situation.
Successful Wealth Management requires patience, focus, and discipline. Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized services focus on your needs, wants, and long-term goals. Our approach to Wealth Management is centered around patience, focus, and discipline in order to achieve success.
Investment Advisor Representative, Founder, and President
(618) 664-1458 ext. 1006
With over thirty-two years of experience, Frank's passion is Wealth Management. He specializes in advisor directed and managed investment accounts, retirement plans, and other business services.
Investment Advisor Associate
Blake holds his Series 66 and Series 7 securities licenses. Blake, alongside Frank, works with portfolio construction, trading, and setting up and servicing clients accounts.
Brittni holds her Series 7 and Series 66 licenses. She also holds licenses in Property, Casualty, Life, and Health Insurance.
Commercial and Life Insurance Specialist
(618) 664-1458 ext. 1008
Nathan specializes in commercial insurance and life insurance.
Director of Client Operations